UK Companies House MR01/MR04 & iXBRL Refinancing Radar
MR01 deed PDFs OCR-parsed into serial numbers, makes and models, combined with iXBRL accounts to flag when financed plant enters a typical refinancing window.
- Primary statutory catalyst
- Companies House Streaming API + PDF Deed OCR + iXBRL FRC Taxonomies.
- Target ICPs
- Asset Finance Brokers, Machine Dealers, and Special-Situations Teams.
- Core problem
- Chattel schedules (serial numbers, makes, models) are locked in scanned PDF deeds with zero temporal refinancing triggers.
Use cases
- 01Chattel schedules extracted from deed PDFs
- 02Maturity-window refinancing triggers
- 03iXBRL leverage and liquidity context
- DELIVERY
- Weekly CSV · REST API
Planned schema
- charge_code
- Companies House charge identifier
- chattels[]
- Make, model and serial parsed from deed schedule
- created_on
- Charge creation date
- refi_window_start
- Typical 36–60 month maturity window opening
- net_assets / current_ratio
- Latest iXBRL financial context
- persons_entitled
- Current chargee
Specimen data
Chattel schedules extracted from charge deeds, with refinancing windows attached.
Swipe table sideways to see all columns →
| charge_code | company_number | company_name | persons_entitled | created_on | chattels |
|---|---|---|---|---|---|
| 081177320004 | 08117732 | Wolds Agricultural Contractors Ltd | BNP Paribas Leasing Solutions Ltd | 2022-11-03 | 2 items |
GEThttps://api.registerstream.com/v1/refinance/charges?window=next_90d
{
"stream": "rs-uk-ref",
"status": "specimen",
"count": 1,
"data": [
{
"charge_code": "081177320004",
"company_number": "08117732",
"company_name": "Wolds Agricultural Contractors Ltd",
"persons_entitled": "BNP Paribas Leasing Solutions Ltd",
"created_on": "2022-11-03",
"chattels": [
"John Deere 6R 250 · S/N 1RW6250RJNA00xxxx",
"Kuhn FC 3525 mower · S/N KF35xxxx"
],
"refi_window_start": "2025-11-03",
"net_assets_gbp": 1840000,
"current_ratio": 1.14
}
]
}Webhook event: refinance.window.opened · HMAC-SHA256 signed
Regional launch list
This stream is on the planned roadmap. Register interest to receive specimen extracts and launch timing for your region.